Terms of Service

Last updated: December 2024

These Terms of Service ("Terms") govern your use of PlutoAI's AI agent services ("Services") provided by PlutoAI ("Company," "we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing and using our Services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

PlutoAI provides AI-powered agent services specifically designed for insurance companies, including but not limited to voice, SMS, and email automation solutions for customer service, claims processing, and risk assessment.

3. User Accounts

To access certain features of our Services, you may be required to create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your account information
  • Keep your account credentials secure and confidential
  • Notify us immediately of any unauthorized use
  • Accept responsibility for all activities under your account

4. Acceptable Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Services for any illegal or unauthorized purpose
  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Transmit harmful, offensive, or inappropriate content
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Services

5. Intellectual Property

The Services and their original content, features, and functionality are and will remain the exclusive property of PlutoAI and its licensors. The Services are protected by copyright, trademark, and other laws. You may not reproduce, distribute, modify, or create derivative works of our Services without our express written permission.

6. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. By using our Services, you consent to the collection and use of information as outlined in our Privacy Policy.

7. Service Availability

We strive to maintain high availability of our Services, but we do not guarantee uninterrupted access. We may temporarily suspend or restrict access for maintenance, updates, or other operational reasons.

8. Limitation of Liability

To the fullest extent permitted by law, PlutoAI shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Services.

9. Indemnification

You agree to defend, indemnify, and hold harmless PlutoAI and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Services or violation of these Terms.

10. Termination

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Services will cease immediately.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of New Zealand.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. Your continued use of the Services after such modifications constitutes acceptance of the updated Terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

  • Email: legal@plutoai.com
  • Phone: +64212380610
  • Address: Auckland, New Zealand